{"id":5,"date":"2017-07-26T13:19:28","date_gmt":"2017-07-26T17:19:28","guid":{"rendered":"https:\/\/sites.bu.edu\/talgross\/tal-gross\/"},"modified":"2026-01-14T11:20:53","modified_gmt":"2026-01-14T16:20:53","slug":"tal-gross","status":"publish","type":"page","link":"https:\/\/sites.bu.edu\/talgross\/","title":{"rendered":""},"content":{"rendered":"

\"\"Professor
\nDepartment of Markets, Public Policy & Law
\nQuestrom School of Business<\/p>\n

Boston University
\n595 Commonwealth Avenue
\nBoston, MA 02215<\/p>\n

Office phone:\u00a0(617) 358-2829
\ne-mail: talgross [at sign] bu.edu<\/p>\n

I am a full professor in the Department of Markets, Public Policy & Law at Boston University. I am also a Research Associate at the National Bureau of Economic Research. My research focuses on health insurance and household finance. I received my bachelor\u2019s degree from The University of Chicago and my Ph.D. from the Massachusetts Institute of Technology. I previously taught at the University of Miami School of Business Administration and the Columbia University Mailman School of Public Health. You can find my curriculum vitae here<\/a>.<\/p>\n

\n

Textbook<\/h4>\n

\u201cBetter Health Economics: An Introduction for Everyone,\u201d with Matthew Notowidigdo<\/a>. A textbook published by University of Chicago Press. Official Site here<\/a>. Available on Amazon here<\/a>. Please contact me if you are an instructor and would like a free copy or resources (slides, exams, handouts) for teaching health economics.<\/p>\n

Works In Progress<\/h4>\n

\u201cSocial Defaults and Plan Choice: The Case of Spousal Following,\u201d with Tim Layton<\/a>, Daniel Prinz<\/a>, and Julia Yates<\/a>. Conditionally accepted at American Economic Review: Insights<\/strong>. Manuscript<\/a>.
\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span><\/span>Originally released as NBER Working Paper #34137<\/a>.
\n\u00a0<\/span>\u00a0<\/span>\u00a0 \u00a0 Featured in the November 2025 NBER Bulletin on Health<\/a><\/span><\/span><\/p>\n

\u201cThe Burden of Alzheimer\u2019s Disease: Spousal Spillovers among Elderly Couples in the United States,\u201d with Itzik Fadlon<\/a>, Alex Hoagland<\/a>, and Tim Layton<\/a>.<\/p>\n

\u201cEffects of Nursing Home Payment on Patient-Centered Outcomes for Older Adults and People with Dementia,\u201d with Adam Sacarny<\/a>, Maggie Shi<\/a>, and David Silver<\/a>.<\/p>\n

Select Publications<\/h4>\n

\u201cRegulated Revenues and Hospital Behavior: Evidence from a Medicare Overhaul,\u201d with Adam Sacarny<\/a>, Maggie Shi<\/a>, and David Silver<\/a>. Manuscript<\/a>. The Review of Economics and Statistics<\/strong>, 106 (6) 2024. Published Version<\/a>.
\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span><\/span>Originally released as NBER Working Paper #29023<\/a>.
\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Non-technical summary available here<\/a>.<\/p>\n

\u201cThe Liquidity Sensitivity of Healthcare Consumption: Evidence from Social Security Payments,\u201d with Tim Layton<\/a>\u00a0and Daniel Prinz<\/a>. Manuscript<\/a>. American Economic Review: Insights<\/strong>, 4 (2) 2022. Published Version<\/a>.
\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span><\/span>Originally released as NBER Working Paper #27977<\/a>.
\u00a0 \u00a0 \u00a0 Non-technical summaries on The Hill<\/em><\/a> and Harvard Business Review<\/em><\/a>.<\/p>\n

\u201c<\/span>The Economic Consequences of Bankruptcy Reform,\u201d<\/span> with<\/span>\u00a0Raymond Kluender<\/a>, Feng Liu<\/a>,\u00a0<\/span>Matthew Notowidigdo<\/a>, and\u00a0Jialan Wang<\/a>. Manuscript<\/a>. American Economic Review<\/strong>, 2021. Published Version<\/a>.
\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span><\/span>Originally released as NBER Working Paper #26254<\/a>.
\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Featured in the December 2019 NBER Digest<\/a><\/p>\n

\u201cDisability and Distress: The Effect of Disability Programs on Financial Outcomes<\/span>,\u201d<\/span>\u00a0with\u00a0Manasi Deshpande<\/a>\u00a0and Yalun Su<\/a>. Manuscript<\/a>. Online Appendix<\/a>. American Economic Journal: Applied Economics<\/strong>, 2021. Published Version<\/a>.
\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Originally released as NBER Working Paper #25642<\/a>.
\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Previously circulated with the title:\u201cIncome-Support Programs and Financial Distress: Evidence from Disability Programs<\/span>.\u201d
\u00a0\u00a0\u00a0 \u00a0 Twitter summary<\/a>.
\u00a0 \u00a0 \u00a0 Winner of the 2024 Best Paper Award<\/a> for AEJ: Applied<\/em>.<\/span><\/p>\n

\u201cAll Medicaid expansions are not created equal: The geography and targeting of the Affordable Care Act,\u201d with\u00a0Craig Garthwaite<\/a>, John Graves<\/a>, Victoria Marone<\/a>, Zeynal Karaca<\/a>,\u00a0\u00a0Matthew Notowidigdo<\/a>. Brookings Papers on Economic Activity<\/strong>, 2019. Published Version<\/a>.
\n\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span><\/span>Originally released as NBER Working Paper #26289<\/a>.<\/p>\n

\u201cThe Marginal Propensity to Consume over the Business Cycle,\u201d with Matthew Notowidigdo<\/a> and Jialan Wang<\/a>. Manuscript<\/a>.\u00a0American Economic Journal: Macroeconomics, <\/strong>2020. Published Version<\/a>.<\/span>
\n\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span><\/span>Originally released as NBER Working Paper #22518<\/a>.
\n<\/a>\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0Winner of the Outstanding Paper Award in Financial Institutions, Midwest Finance Association 2017 Conference.<\/span><\/p>\n

\u201cThe Effect of Pollution on Office Workers: Evidence from Call Centers in China,\u201d with Tom Chang<\/a>, Joshua Graff Zivin<\/a>, and Matthew Neidell<\/a>. Manuscript<\/a>.\u00a0American Economic Journal: Applied Economics, <\/strong>2019. Published Version<\/a>.<\/span>
\n\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span><\/span>Originally released as NBER Working Paper #22328.
\n<\/a>\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Media Coverage: Washington Post<\/a>, Harvard Business Review<\/a>, The Economist<\/a>, Yahoo<\/a>, Vox EU<\/a>.
\n\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Featured in the September 2016 NBER Digest<\/a><\/p>\n

\u201c<\/span>Early Medicaid Expansion Associated With Reduced Payday Borrowing In California,\u201d with Heidi Allen<\/a>, Ashley Swanson<\/a>, and Jialan Wang<\/a>. Health Affairs<\/strong>, 2017. Published Version<\/a>.<\/span><\/p>\n

\u201cHospitals as Insurers of Last Resort,\u201d with Craig Garthwaite<\/a> and Matthew Notowidigdo<\/a>. American Economic Journal: Applied Economics<\/span><\/strong>, 10(1), 2018. (Lead article.)\u00a0Manuscript<\/a>. Published Version.<\/a>
\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Originally released as NBER Working Paper #21290<\/a>.
\n\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Featured in the October 2015 NBER Digest<\/a>
\n\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Media Coverage: USA Today<\/a>, Modern Healthcare<\/a>, USA Today<\/a>.<\/p>\n

\u201cParticulate Pollution and the Productivity of Pear Packers,\u201d with Tom Chang<\/a>, Joshua Graff Zivin<\/a>, and Matthew Neidell<\/a>. American Economic Journal: Economic Policy<\/span><\/strong>,<\/span> 8(3), 2016. Manuscript<\/a>. Published Version.<\/a>\u00a0Corrigendum.<\/a>
\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Originally released as NBER Working Paper #19944<\/a>
\n\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Media Coverage: Washington Post<\/a>; Business Insider<\/a>.<\/p>\n

\u201cThe Effect of Health Insurance on Emergency Department Visits: Evidence from an Age-Based Eligibility Threshold,\u201d with Michael Anderson<\/a> and Carlos Dobkin<\/a>. Review of Economics and Statistics<\/span><\/strong>,<\/span> 96(1), 2014. Manuscript<\/a>. Published Version.<\/a><\/p>\n

\u201cPublic Health Insurance, Labor Supply, and Employment Lock,\u201d with Craig Garthwaite<\/a> and Matthew Notowidigdo<\/a>. Quarterly Journal of Economics<\/span><\/strong>, 129(2), 2014. Manuscript<\/a>. Online Appendix<\/a>. Replication Kit<\/a>. Published Version.
<\/a>\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Featured in the October 2013 NBER Digest<\/a>
\n\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Media Coverage: NPR<\/a>; BusinessWeek<\/a>; The Economist<\/a>.
\n\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Originally released as NBER Working Paper #19220<\/a>
\u00a0 \u00a0 \u00a0 Reply to DeLeire (2018)<\/a><\/p>\n

\u201cLiquidity Constraints and Consumer Bankruptcy: Evidence from Tax Rebates,\u201d with Matthew Notowidigdo<\/a> and Jialan Wang<\/a>. Review of Economics and Statistics<\/span><\/strong>, 96(3), 2014. Manuscript<\/a>. Appendix<\/a>. Published Version<\/a>. Replication Kit<\/a>.
\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Featured in the June 2012 NBER Digest<\/a>
\n\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Media Coverage: Los Angeles Times;<\/a> Huffington Post;<\/a> Vox<\/a>; Forbes; <\/a> CNN<\/a>.
\n\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Originally released as NBER Working Paper #17807<\/a><\/p>\n

\u201cDangerous Liquidity and the Demand for Health Care: Evidence from the 2008 Stimulus Payments,\u201d with Jeremy Tobacman<\/a>. Journal of Human Resources<\/span><\/strong>, 49(2) 2014. Manuscript<\/a>. Online Appendix<\/a>. Published Version<\/a>.<\/p>\n

\u201cWhat Happens the Morning After? Access to Emergency Contraception and its Impact on Fertility and Abortion,\u201d with Jeanne Lafortune<\/a> and Corinne Low<\/a>. Journal of Policy Analysis and Management<\/span><\/strong>, 33(1), 2014. Manuscript<\/a>. Published Version<\/a>.
\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Winner of the 2014 Raymond Vernon Memorial Award<\/a> for the Best Research Article Published in JPAM.<\/p>\n

\u201cHow Many Pears Would a Pear Packer Pack if a Pear Packer Could Pack Pears at Quasi-Exogenously Varying Piece Rates?\u00a0 An Empirical Evaluation of Inter-temporal Labor Supply,\u201d with Tom Chang<\/a>. Journal of Economic Behavior & Organization<\/span><\/strong>, 99, 2014. (Lead article.) Manuscript<\/a>. Published Version.<\/a><\/p>\n

\u201cHealth Insurance and the Consumer Bankruptcy Decision: Evidence from Medicaid Expansions,\u201d with Matthew Notowidigdo<\/a>. Journal of Public Economics<\/span><\/strong>,<\/span> 95(7\u20138), 2011. Manuscript.<\/a> Published Version.
<\/a>Media Coverage: Modern Healthcare<\/a><\/p>\n

\u201cThe Effect of Insurance on the Use of Medical Services,\u201d with Michael Anderson<\/a> and Carlos Dobkin<\/a>. American Economic Journal: Economic Policy<\/span><\/strong>,<\/span> 3(4), 2012. Manuscript<\/a>. Published Version.
<\/a>\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Featured in the July 2010 NBER Digest<\/a>
\n\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Media Coverage: Washington Post<\/a>
\n\u00a0<\/span>\u00a0<\/span>\u00a0\u00a0\u00a0\u00a0<\/span>Originally released as NBER Working Paper #15823<\/a><\/p>\n

Other<\/h4>\n

A LaTeX template for economics papers<\/a><\/p>\n

Some advice on creating good graphs with Stata<\/a><\/p>\n

A LaTeX template for paper exams<\/a><\/p>\n

The case for active-learning exercises in class<\/a><\/p>\n

A problem set for teaching data analysis<\/a><\/p>\n

If any instructors would like notes or slides to aid in teaching health economics or managerial economics, please contact me.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Professor Department of Markets, Public Policy & Law Questrom School of Business Boston University 595 Commonwealth Avenue Boston, MA 02215 Office phone:\u00a0(617) 358-2829 e-mail: talgross [at sign] bu.edu I am a full professor in the Department of Markets, Public Policy & Law at Boston University. I am also a Research Associate at the National Bureau […]<\/p>\n","protected":false},"author":13736,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/sites.bu.edu\/talgross\/wp-json\/wp\/v2\/pages\/5"}],"collection":[{"href":"https:\/\/sites.bu.edu\/talgross\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sites.bu.edu\/talgross\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sites.bu.edu\/talgross\/wp-json\/wp\/v2\/users\/13736"}],"replies":[{"embeddable":true,"href":"https:\/\/sites.bu.edu\/talgross\/wp-json\/wp\/v2\/comments?post=5"}],"version-history":[{"count":51,"href":"https:\/\/sites.bu.edu\/talgross\/wp-json\/wp\/v2\/pages\/5\/revisions"}],"predecessor-version":[{"id":305,"href":"https:\/\/sites.bu.edu\/talgross\/wp-json\/wp\/v2\/pages\/5\/revisions\/305"}],"wp:attachment":[{"href":"https:\/\/sites.bu.edu\/talgross\/wp-json\/wp\/v2\/media?parent=5"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}